| Author |
Message |
rhunter007
Joined: 24 Jul 2003
Posts: 22
|
| Posted: Sun Sep 07, 2003 4:56 pm Post subject: Credit Card payments |
|
|
Anyone know cheap ways of accepting credit card payments online? I'm willing to secure my sight myself with SSL, and I don't need any fancy shopping carrts, so it seems I should be able to do better than PayPal's 30 cents + 2.9%.
It seems I can get a little cheaper (amortized) if I pay an expensive monthly subscription, but I don't have that kind of cash now.
Chris, may I ask what you use?
Thanks all. |
|
| Back to top |
|
adamgent
Joined: 23 Jun 2003
Posts: 261
|
| Posted: Sun Sep 07, 2003 5:22 pm Post subject: |
|
|
If you are not willing to pay the set-up and monthly fees etc, than you are about stuck with paypal.
2checkout.com may be of use, I can not remember if they have a monthly charge or not.
Adam |
|
| Back to top |
|
richcasto
Joined: 19 Nov 2003
Posts: 1
|
| Posted: Sat Dec 06, 2003 11:05 pm Post subject: |
|
|
http://www.2checkout.com says:
$49 Setup Fee
$0.45 per Transaction
5.5% of Transaction Amount
So it's more expensive than PayPal. |
|
| Back to top |
|
alphonso
Joined: 03 Sep 2003
Posts: 19
|
| Posted: Sun Dec 07, 2003 11:29 am Post subject: |
|
|
Visit WebHostingTalk.com and you'll find references and experiences
from a wide variety of web hosts (adult sites, gamers, etc.) and rants
about CC processing. As many as you care to read.
I remember a post by Erica something of Simpli.com, who hosts adult
sites among others, that you should expect a minimum of 2.3% and $.30 per transaction. Of course, I think she's talking about sites with
hundreds (thousands) of transactions per day. |
|
| Back to top |
|
adamgent
Joined: 23 Jun 2003
Posts: 261
|
| Posted: Sun Dec 07, 2003 11:41 am Post subject: |
|
|
It all depends on what you want to do and spend.
The processors fall in to a number of groups
The first PayPal
No set-up fees, mothly fees, fairly high transaction charges.
It also looks unprofessional.
The next are the PSPs where you dont need a merchant account.
Set-up fees, some have monthly fees some done, usual a high transaction cost.
The next are the PSPs that require you to have a seperate merchant account.
Set-up fees, monthly cost, some time a small transaction cost, sometimes not. You also have the % charge by the merchant account issuer.
The transaction % usual vary depending on a couple of factors.
* The amount of transactions per day/month
* The average amount per transaction
* The risk of the business.
Adam |
|
| Back to top |
|
| |
