Recurring payments and control of UI
I'm based in the UK and for an online SaaS app I'm looking for a solution allowing me to take recurring CC payments while keeping total control of the payment pages' UI (ideally they should be fully integrated with rest of site).
Paypal does not seem to support recurring payments with their hosted Payments Pro solution (e.g. using iframes). Thus I would have to use their Direct Payment API to collect cards data and therefore would have to look at PCI-DSS compliance (SAQ C or D apparently, not sure).
Can anyone suggest ways to solve this problem?
Has anyone got experience of using Paypal's Direct Payment API on Linode (with resulting PCI-DSS issues)?
While Braintree or Stripe look like they could be alternatives to Paypal they are currently US-only.
We're still using PayPal as our credit-card processor, since their rates are generally competitive, although we've been considering moving to a dedicated payment provider for some time, to get a slightly lower rate. But you're not going to see anybody offering substantially different rates from PayPal unless you're doing a huge amount of business and have the leverage to negotiate a custom account based on that.
Agreed. We work with Paymill and PayPal (we accept both + bank transfer), and the fees are basically the same. Most of our customers choose to pay via Paymill - and similarly if you look at other webshops in Denmark, you'll almost never see PayPal because the conversion rates are low compared with other processors because there are not really many people in Denmark using it - except for young people.